CS-24 - Phone Distraction and Crash Frequency Risk Trends

Distracted driving is a huge problem in the United States. Combatting this issue is an opportunity for both the public sector and the insurance industry. States within the US have been implementing laws and regulations to reduce distracted driving with varying degrees of success. Meanwhile, nearly all insurers worldwide utilize mobile-based telematics programs that penalize forms of distracted driving (primarily phone distraction).

In this presentation - we examine recent trends in phone distraction and their relationships with insurance risk.