Speaker: Lakshmi Shalini – Cambridge Mobile Telematics
### @@@ Nick Hamwey – Cambridge Mobile Telematics ### 2123634###Speaker###Actuarial Director###Cambridge Mobile Telematics###Speaker: Nick Hamwey – Cambridge Mobile Telematics
### @@@ Isaac Espinoza – Root Inc. ### 1963100###Committee Member###SVP, Strategy and Reinsurance###Root Inc.###Committee Member: Isaac Espinoza – Root Inc.
### CS-24Speaker: Justin N. Smith, MA, MPhil, PhD, MAAA, FCAS (he/him/his) – Applied Underwriters, Inc.
### he/him/his @@@ Frank Gribbon, FCAS – Verisk ### 2010572###Committee Member###Director, Personal Auto Actuarial Products###Verisk###Committee Member: Frank Gribbon, FCAS – Verisk
### @@@ Frank Gribbon, FCAS – Verisk ### 2010572###Moderator###Director, Personal Auto Actuarial Products###Verisk###Moderator: Frank Gribbon, FCAS – Verisk
### CS-25Committee Member: Erik Miller – Zurich Insurance
### @@@ James Guszcza, FCAS, PhD – Clear Risk Analytics ### 2033640###Speaker###Principal###Clear Risk Analytics###Speaker: James Guszcza, FCAS, PhD – Clear Risk Analytics
### @@@ Isaac Espinoza – Root Inc. ### 1963100###Moderator###SVP, Strategy and Reinsurance###Root Inc.###Moderator: Isaac Espinoza – Root Inc.
### @@@ Isaac Espinoza – Root Inc. ### 1963100###Committee Member###SVP, Strategy and Reinsurance###Root Inc.###Committee Member: Isaac Espinoza – Root Inc.
### GS-1Speaker: John Xu – Cruise, LLC
### @@@ Alice Xiang – Deloitte Consulting ### 2010581###Committee Member###Senior Consultant###Deloitte Consulting###Committee Member: Alice Xiang – Deloitte Consulting
### @@@ Rafael Costa – Cruise ### 1950567###Speaker###Actuary Partner###Cruise###Speaker: Rafael Costa – Cruise
### @@@ Jiayi Huang, ACAS (he/him/his) – Cruise ### 2055801###Speaker###Senior Actuarial Analyst###Cruise###Speaker: Jiayi Huang, ACAS (he/him/his) – Cruise
### he/him/his @@@ John Xu – Cruise, LLC ### 2010551###Moderator###Head of Actuarial and Risk Analytics###Cruise, LLC###Moderator: John Xu – Cruise, LLC
### CS-26